No one wants to get hurt while working out, of course. But too often we’re our own worst enemy – doing just the things that put us at risk, or not doing the things that protect us.

People squeezed by the economic crisis are still paying for gym memberships and diet centers, but health clubs are having to hold down their fees to keep customers coming in.

If you’re doing some financial belt-tightening at the same time you’re working to whittle your waistline, don’t give up. There are  ways to keep that New Year’s resolution.